An accident while you are on vacation can ruin your trip, and it can be expensive and time consuming. Before departing for your next trip, review the basics of what you should do after an accident while travelling. Whether you are staying in Canada or heading abroad, these tips are essential:
As soon as possible, seek medical attention for your injury. Keep a record of all medical treatment that you get. That makes it easier to coordinate care with your doctor at home, and it makes it easier if you want to file a personal injury claim against the hotel, tour operator, or other responsible party.
If you are in a car accident, call your insurance company immediately, or if it is a rented vehicle, call the rental company. These entities can guide you through the steps of making a claim. Avoid signing anything admitting to blame unless your insurance agent approves it. You do not want to accidentally assume liability for an accident that wasn’t your fault.
If you are injured while abroad, you can visit the consulate for help. Consulate officials can help you find safe medical aid, and they can help you call home. Unfortunately, they cannot help you to pay for the cost of getting home, and getting evacuated after a serious accident can cost tens of thousands of dollars.
If you are travelling within Canada, you can use your state or private insurance to cover the cost of medical expenses. However, if you are in America or another foreign country, you will need to pay for your services out of pocket. In most countries, you can get treatment as needed at an emergency room or accident and emergency centre, but you will be billed for those services upon their completion. To help to cover these costs, make sure that you have travel insurance in place. Travel insurance can also help to evacuate you if you are too injured to travel home.